Commercial Property Insurance

Think of this as homeowner property insurance for your business. This type of policy is appropriate for many small and medium sized businesses. It conveniently includes many types of coverage like liability, building, business property and loss of income.

Accidents will happen, but thorough preparation can minimize their frequency and severity. And the best way to be prepared is to work with an insurance agency who understands the distinctive nature of your business.

Commercial Auto Insurance

When you’re considering your insurance options, make sure you select a company that understands the commercial auto, trucking and transportation industry. At CoSaint, we have many commercial auto insurance solutions for you to consider.

Our Commercial Auto Insurance products include Fleet Coverage, Non-owned and Hired Auto, Cargo Liability, Liability and Physical Damage, Trucking and Interchange coverage, and much more.

General & Professional Liability Insurance

These days, even small mishaps can potentially lead to large lawsuits. That’s why no business can operate without general liability insurance to protect its assets.

At CoSaint, we have you covered when it comes to: Products and Completed Operations, Employee Benefits, Foreign & International Business, Garages, Intellectual Property, Pollution, Personal Injury & Advertising, and much more.

Business Owner Policies (BOP)

Think of it as homeowner insurance for your business. This type of policy is appropriate for many small and medium sized businesses. It conveniently includes many types of coverage like liability, building, business property and loss of income.

At CoSaint, we will help you find the right coverage for your commercial BOP insurance needs. We have access to leading carriers in the commercial insurance industry and will help you find the right coverage at the most affordable price.

Commercial Umbrella Insurance

In today’s litigious world, sometimes the coverage limits on insurance policies are simply not enough. It is not uncommon for litigation to result in jury awards for hundreds of thousands or even millions of dollars. An umbrella policy provides extra insurance protection (on top of your existing insurance coverage) to protect you in case you find yourself in this type of situation. It is an affordable way to protect your business in case bad things happen.

Workers' Compensation Insurance

Workers’ Compensation is an exclusive remedy system that provides payments to injured employees for medical bills resulting from on-the-job injuries. Your CoSaint agent will perform a thorough risk assessment to determine ways to minimize risks, reduce workplace injuries, identify hazards and eliminate potential problems. These services are very helpful in holding down claim costs over the long term.