You are constantly on the move and, as a result, it is important to be protected against the potential perils of driving. First and foremost, you need to be protected should your vehicle be damaged or stolen. However, equally as important, you need auto insurance to cover property damage or injury caused by you (and/or other household members) as a result of operating a motor vehicle. Auto insurance protects you should any of these situations occur.
In addition to coverage for the injuries your cause to others or damage to your vehicle, auto insurance policies have several other coverage options. Other features of auto insurance policies include medical payment reimbursement and reimbursement for damage (or injury) caused to you by an uninsured or inadequately insured driver. You may be adequately insured, but someone else may not.