In today’s litigious world, sometimes the coverage limits on business insurance policies are simply not enough. It is not uncommon for litigation to result in jury awards for hundreds of thousands or even millions of dollars.
A Commercial Umbrella policy provides extra insurance protection (on top of your existing insurance coverage) to protect you in case you find your business in this type of situation. It is an affordable way to protect your business in case really bad things happen.
When it comes to Commercial Umbrella policies, CoSaint will work with you to assure you have the right coverage at the right price. Speak to a CoSaint advisor today about the benefits of a Commercial Umbrella policy.
If you believe you need this extra coverage, we’ll get quotes from leading insurance companies to help you select the most effective and affordable coverage possible. We will walk you through your options and help you identify additional savings. You can sleep easy knowing CoSaint is with you every step of the way to find the best coverage possible at the right price.
Commercial Umbrella helps you protect your business by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, CoSaint Insurance recommends that your business insurance program include this coverage.
This coverage provides extra liability limits over an underlying business policy. This coverage typically follows the terms of the first underlying insurance policy. Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.
Commercial Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all the expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, commercial umbrella insurance will help ensure that your business is protected.
A Commercial Umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Commercial Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.
CoSaint offers Commercial Umbrella insurance in South Carolina, North Carolina, Ohio and Kentucky. When it comes to Commercial Umbrella insurance, CoSaint will work with you to assure you have the appropriate amount coverage at the right price. As an Independent Insurance Agency, we will get quotes from leading insurance companies to help you select the most effective and affordable coverage possible. We will then walk you through your options and help you identify additional savings. You can sleep easy knowing your business is fully protected and CoSaint is with you every step of the way.
