Lake Wylie Insurance Agency

Lake Wylie is a beautiful community located on a beautiful lake in South Carolina.  And, it is truly one of our favorite places!  Whether we are having fun on the lake, eating at T-Bones, or walking the many scenic trails, Lake Wylie is a great place to take the family.

CoSaint Insurance has had the pleasure of working with many Lake Wylie residents and businesses over the years.  CoSaint is an independent, family-owned insurance agency with over 30 years of experience serving the Carolinas, including Lake Wylie, SC.  We have experienced the unbelievable growth in Lake Wylie to over 9,000 residents, and expect this trend to continue for years to come.   Lake Wylie will continue to expand, bringing many new homes, restaurants, office space and local business…and additional miles of scenic walking trails.

CoSaint Insurance has been proud to partner with many residents and business owners throughout Lake Wylie, offering a full suite of insurance products tailored for each individual and business.  We offer Lake Wylie residents home, auto, umbrella, boat, motorcycle and renters’ insurance coverage at affordable rates.  We also offer commercial insurance products like Business Owners, General Liability, Property, and Workers Compensation policies.  We have an aspirational goal to change the perception of the insurance industry one client at a time.  And we do this by findings the right coverage at the best price for our Lake Wylie customers at all times.

Image of Lake Wylie

Work with Our Experienced Insurance Agents

Our experienced, professional agents will work with you to determine the appropriate coverage to protect what’s most important to you.  Whether you are looking for renters insurance for your first apartment or commercial auto insurance for a large fleet of vehicles, we appreciate your business and look forward to showing you what makes CoSaint Insurance a leader in Rock Hill and the surrounding areas.

Two people looking at insurance policy - [text] Guidance
  • Experienced agents to consult, advise and explain insurance coverage
  • A personal liaison for questions, service and guidance during the claims process
Two people shaking hands - [text] Convenience
  • Insurance reviews each policy period to shop your rates and review your coverage
  • Expertise in real estate, property & liability for individuals & business
Picture of computer screen with CoSaint website - [text] Choice
  • Compare coverage options and policy pricing from several leading providers
  • Help impact your community through our local philanthropic efforts

Personal Insurance Lines in Lake Wylie

CoSaint offers a full suite of personal lines property and casualty product to Lake Wylie residents.  Typically, your home, autos and personal belongings are the biggest investments you will make in life and it is important that these personal investments are adequately protected.  CoSaint Insurance works closely with our clients to make sure they have the right coverage, the easiest insurance experience possible, and that you are never paying more than you should for insurance coverage in Lake Wylie.   As an independent insurance agency, we work with over 20 leading insurance carriers that we can shop on your behalf.  We are also local agents for our Lake Wylie clients, not just a website or call center.   At CoSaint, we take great pride in delivering our insurance product in a warm, friendly environment, while also being proactive when you need us.  We ensure that you have the right coverage for your assets and we find the best rates for your home, auto, umbrella, renters, condo, boat, motorcycle and all other personal lines policies.

CoSaint Insurance offers the following personal lines products:

Homeowners Insurance
  • Auto Insurance: Almost everyone has a vehicle. And, with the growth of Lake Wylie (and surrounding areas) this has brought more traffic to the area.  To make sure you are safe (and legal), you need comprehensive coverage for your vehicles in case they are damaged and liability to protect you in case of an accident where others are injured.  Auto insurance policies protects you if your vehicle is damaged or stolen and will also cover damage to property or injury to others caused by a vehicle operated by you or a member of your family.  There are various optional coverages as well.  For example, coverage will also extend to rental cars and offer towing / roadside assistance if needed.
  • Home, Renters and Condo Insurance: Your home and personal belongings are probably one of the biggest purchases you will make in your lifetime. Property insurance covers these important assets.  Homeowners, Condo and Renter’s insurance policies are designed to protect you if your home or personal belongings are damaged, robbed, or vandalized.  Whether you own a home, condo, townhome, or rent an apartment, CoSaint has the right coverage for you.  CoSaint Insurance will help your find you the property coverage you need at an affordable price.
  • Boat Insurance: Lake Wylie is home to one of the best lakes in the region. Lake Wylie is a beautiful place for Lake Wylie residents to enjoy all year round.  Many Lake Wylie residents take advantage of this by purchasing a boat.  Just like your home, motorcycle, ATV and autos, you need to make sure you protect this important investment.  CoSaint Insurance offers comprehensive boat policies that protects against loss to your boat, motors, trailers, and equipment.  You’re also covered against physical injury to others caused by you or other boat operators.  And, since we have many markets to shop for your boat insurance, we have very competitive rates for our clients.
  • Motorcycle Insurance: There is nothing like riding your motorcycle around Lake Wylie! Motorcycles are a great way to explore the Lake Wylie area and surrounding areas.  Motorcycle insurance will protect you if you are injured on a motorcycle or if your motorcycle is damaged or stolen.  Motorcycle coverage also protects you if your motorcycle driven by you or a family member causes damage to property or injures others.  Bikes are a lot of fun, but make sure you are covered before you ride!
  • RV & ATV Insurance: Another great way to explore beautiful Lake Wylie is in a RV or on an ATV. RV’s and ATV’s come in many shapes, sizes and price points, so it is important to discuss your needs with a qualified, insurance agent from CoSaint to make sure you are adequately covered.  The type of coverage you need may also depend on how you use the RV or ATV.  Your needs may change depending if you plan to take your RV on the open road or explore undeveloped areas of Lake Wylie on an ATV.  CoSaint offers RV and ATV policies from the leading insurance carriers to provide coverage if your RV or ATV is damaged, or if your RV or ATV causes damage to property or injury to others while being operated by you or a member of your household.  We have very competitive rates and very comprehensive policies to make sure you are covered.
  • Umbrella Insurance: Insurance is needed when bad things happen. And, there are times when a little extra coverage is needed to protect your assets.   Coverage limits on your home, automobile, boat, rental, or motorcycle policies sometimes are not enough to cover your losses.  In today litigious environment the potential losses can be devastating.  An umbrella policy is a good way to mitigate this risk.  An umbrella policy extends liability over your underlying policies (i.e. home, auto, rental properties, boats, motorcycles, etc…) and protects you if really bad things happen.

Commercial Business Insurance in Lake Wylie

More and more businesses are coming to Lake Wylie.  The Lake Wylie has done a great job attracting business to the area by offering a friendly environment in which to operate.  CoSaint Insurance helps local Lake Wylie business owners manage all their insurance needs and find competitive insurance solutions.  There are many different types of business coverages, so please reach out to CoSaint today and talk with our team of licensed agents.  They will help you understand your options and obtain quotes from the leading commercial insurance companies in the industry.   Learn how CoSaint delivers a business insurance experience that is different from what you may have come to expect in the insurance industry.

CoSaint Insurance offers the following commercial insurance policies:

Business Insurance
  • General Liability Insurance: Every business is unique. As a result, all business insurance policies are tailored to meet the needs of each individual business.  The type of business, industry, the nature of their work, safety procedures, and daily operations all play a role in determining these exposures.   It is important to talk to a licensed agent to assure you have adequate coverage as the potential losses can be significant.  Most businesses carry general (and potentially professional liability) coverage, which protects against anything from claims of negligence to injuries on site.  The team at CoSaint Insurance is available to help determine these potential exposures, help you understand the level of coverage needed, and then find you the best product available for your business.
  • Commercial Property Insurance: Similar to a personal home policy, Businesses need coverage for their buildings and contents (called business personal property). CoSaint Insurance has extremely competitive property insurance markets to protect these assets.  Commercial property insurance provides coverage for your business property in case of fire, theft, and other covered perils.
  • Commercial Auto Insurance: Some Lake Wylie businesses have autos that are titled in the name of the business or used in the course of business. As a result, these businesses need Commercial auto insurance coverage.  CoSaint is a proven leader in providing coverage for the commercial auto, trucking, and transportation industry.  CoSaint offers liability and physical damage coverage for business vehicles (or for employees that use their own personal vehicles in the course of business).  Contact us to determine the right Commercial auto coverage for your business.
  • Business Owner Policies: Many small and medium sized businesses are eligible for a comprehensive business policy called a BOP. A business owner policy (BOP) is an insurance policy that covers a business’s property and liability coverage…all on the same policy.  These policies are geared for small business owners to protect against potential losses.  BOP’s combine many types of coverage, including business property, liability, building, and loss of income.  CoSaint Insurance represents all the leading carriers who offer business owner policies in Lake Wylie.  Call us to learn more about BOP’s today!
  • Commercial Umbrella Insurance: Businesses can sometimes use a little extra protection too. Just like personal umbrella policies, commercial umbrella policies provide an extra layer of liability coverage on top of underlying commercial policies (like your General Liability, Commercial Auto policy, etc…).  Combined with the underlying liability insurance coverage, commercial umbrella policies add additional liability coverage (typically $1M to $5M) to defend against litigation resulting from large losses.  This type of policy is an affordable way to protect your business if something really bad happens.
  • Workers Compensation Insurance: Lake Wylie employees need to be protected too. The state mandates that certain Lake Wylie businesses are required to carry workers compensation insurance.  Workers Compensation policies cover payment for medical bills of employees injured on the job.  Call CoSaint today and an experienced CoSaint agent will work with you to determine the right Workers Compensation coverage for your business.

Experienced Insurance Agents at Your Service

CoSaint Insurance strives to deliver an experience that is unique in the insurance industry.  We have an aspiration goal to change the perception of the insurance industry one client at a time.  We want to be the main insurance agency for all your insurance needs in Lake Wylie and we would be honored to speak with you to show you how we are different than what you may have come to expect.  Whether you need homeowners insurance for your first home or a professional liability policy for your expanding business, we look forward to showing you what makes CoSaint Insurance unique.  Our team of experienced, professional agents will provide you with top-notch service as we shop your quote for the best price, and we’ll continue to shop your quote throughout your policy term.

Get Started

We offer an easy way to get to know us and learn more.  You can Request a quote with our custom or instant portal or you can call or email us to connect with an experienced agent directly.  With two locations, right around the corner in Ballantyne and Fort Mill, we are ready to serve you.  Contact us to get started!