Tega Cay Insurance Agency

CoSaint Insurance is an independent, family-owned insurance agency with over 30 years of experience serving the Carolinas, including Tega Cay, SC.  We have experienced the unbelievable growth in Tega Cay due to its charm, fantastic schools, and wonderful culture.   Tega Cay continues to flourish as the community expands around Lake Wylie, bringing many new homes, businesses, restaurants…and miles of scenic walking trails.

Whether new to the area or a long-term resident, the growth and change around Tega Cay impacts individuals and businesses insurance needs.  CoSaint Insurance has been proud to partner with many residents and business owners throughout Tega Cay, offering a full suite of insurance products to meet the changing needs of the community.  We’ve helped Tega Cay residents with homeowners, auto, umbrella, boat, motorcycle and renters’ insurance coverage at affordable rates.  We also help local businesses to secure Business Owners, General Liability, Property, and Workers Compensation policies.  Our goal is to find the right coverage at the best price for our Tega Cay customers.

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Work with Our Experienced Insurance Agents

Our experienced, professional agents will work with you to determine the appropriate coverage to protect what’s most important to you.  Whether you are looking for renters insurance for your first apartment or commercial auto insurance for a large fleet of vehicles, we appreciate your business and look forward to showing you what makes CoSaint Insurance a leader in Rock Hill and the surrounding areas.

Two people looking at insurance policy - [text] Guidance
  • Experienced agents to consult, advise and explain insurance coverage
  • A personal liaison for questions, service and guidance during the claims process
Two people shaking hands - [text] Convenience
  • Insurance reviews each policy period to shop your rates and review your coverage
  • Expertise in real estate, property & liability for individuals & business
Picture of computer screen with CoSaint website - [text] Choice
  • Compare coverage options and policy pricing from several leading providers
  • Help impact your community through our local philanthropic efforts

Personal Insurance in Tega Cay

It is important that your personal investments are adequately protected.  CoSaint Insurance works diligently with our clients to make sure you have the right coverage, and that you are never paying more than you should for insurance coverage.   As an independent insurance agency, we work with over 20 leading insurance carriers that we can shop on your behalf.  We are also local agents in your area, not just a website or call center.   We ensure that you have the right coverage for your assets and we find the best rates for your homeowners, auto, renters, motorcycle and all other personal lines policies.

CoSaint Insurance can help you find the following personal lines products:

Homeowners Insurance
  • Homeowners & Renters Insurance: Property insurance covers some of your most important assets. Home and Renter’s insurance policies are designed to protect you if your home or personal belongings are damaged, robbed, or vandalized.  Whether you own a home, condo, townhome, or rent, CoSaint has the right coverage for you.  CoSaint Insurance will help your find you the coverage you need at an affordable price.
  • Auto Insurance: The growth of Tega Cay has also brought more traffic to the area. As a result, you need comprehensive coverage for your vehicles and liability to protect you in case of an accident.  Auto insurance policies protects you if your vehicle is damaged or stolen and will also cover damage to property or injury to others caused by a vehicle operated by you or a member of your family.  Coverage will also extend to rental cars and offer towing / roadside assistance if needed.
  • Boat Insurance: Tega Cay proudly boasts one of the best lakes in the region. Lake Wylie offers a beautiful venue for Tega Car residents and many people take advantage of this by purchasing a boat.  Just like you home and autos, you need to make sure you protect this important investment.  CoSaint Insurance offers boat policies that protects against loss to your boat, motors, trailers, and equipment.  You’re also covered against physical injury to others caused by you or other boat operators.
  • Motorcycle Insurance: Motorcycles are a great way to explore the Tega Cay area and there is nothing better than riding near beautiful Lake Wylie. Motorcycle insurance will protect you if you are injured on a motorcycle or if your motorcycle is stolen or damaged.  Motorcycle coverage also protects you if your motorcycle driven by you or a family member causes damage to property or injures others.  Make sure you are covered before you ride!
  • RV & ATV Insurance: Another great way to explore the Carolinas is via a RV or ATV. Both RV’s and ATV’s come in many shapes and sizes, so it is important to discuss your needs with a qualified insurance agent from CoSaint to make sure you are covered properly.  Your needs may change depending on if you plan to take your RV on the open road or explore undeveloped areas of Tega Cay by ATV.  CoSaint offers RV and ATV policies from the leading insurance carrier to provide coverage if your RV or ATV is damaged, or if your RV or ATV causes damage to property or injury to others while being operated by you or a member of your household.
  • Umbrella Insurance: Insurance is there when bad things happen. Sometimes coverage limits on your homeowners, automobile, boat, rental, or motorcycle policies are not enough to cover your losses.  In today litigious environment the losses can be devastating.  An umbrella policy extends liability over these underlying policies and protects you if really bad things happen.

Business Insurance in Tega Cay, SC

The Tega Cay business environment is expanding rapidly.  CoSaint Insurance helps local business owners in Tega Cay by managing all their insurance needs on their behalf.  Reach out to CoSaint today to get a quote from leading insurance companies and learn how CoSaint delivers a business insurance experience that is different from what you may have come to expect in the insurance industry.

CoSaint Insurance can assist you in finding the following commercial insurance policies:

Business Insurance
  • Commercial Property Insurance: Similar to a homeowners policy, Businesses need to cover their buildings and business personal property. Commercial property insurance provides coverage for your business property in case of fire, theft, and other covered perils.
  • General Liability Insurance: Businesses present unique liability exposures. The type of business, the nature of their work, and daily operations all play a role in determining these exposures.   The losses can be significant.  As a result, it is necessary for businesses to carry general and potentially professional liability coverage, which protects against anything from claims of negligence to personal injury claims.  The team at CoSaint is available to help determine the potential exposures, the level of coverage needed, and the best product available for your business.
  • Commercial Auto Insurance: Tega Cay businesses also may have unique auto insurance needs. CoSaint is a proven leader in providing coverage for the commercial auto, trucking, and transportation industry.  CoSaint offers liability and physical damage coverage for single or fleet coverage.  Contact us to determine the right coverage for your business.
  • Business Owner Policies: A business owner policy (BOP) is an insurance policy that covers a business’s property and liability coverage…all on the same policy. These policy are geared for small business owners to protect against potential losses.  It combines many types of coverage, including business property, liability, building, and loss of income.
  • Workers Compensation Insurance: Your employees need to be protected too! As mandated by the State, many Tega Cay businesses are required to carry workers compensation insurance.  Workers Compensation policies cover payment for medical bills of employees injured on the job.  Call CoSaint today and an experienced CoSaint agent will work with you to determine the right coverage for your business.
  • Commercial Umbrella Insurance: Just like personal umbrella policies, commercial umbrella policies provide an extra layer of liability coverage on top of underlying policies. Combined with existing insurance coverage, commercial umbrella policies add additional liability coverage (typically $1M to $5M) against litigation resulting in large jury awards.  This type of policy is an affordable way to protect your business if something bad happens.

Experienced Insurance Agents at Your Service

CoSaint Insurance has an aspiration goal to change the perception of the insurance industry.  We are excited to be the main insurance agency for all your insurance needs in Tega Cay.  Whether you need homeowners insurance for your first home or a general liability policy for your expanding business, we look forward to showing you what makes CoSaint unique.  Our experienced, professional agents will provide you with top-notch service as we shop your quote for the best price, and we’ll continue to shop your quote throughout your policy term.

Get Started

We offer a variety of convenient options to get you started.  Request a quote with our custom or instant portal. You can also call or email to contact an experienced agent directly.  With two locations, right around the corner in Ballantyne and Fort Mill, we are ready to serve you.  Contact us to get started today!